Home Warranties

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Real Estate

Home Warranties & How they work

If a home system or appliance breaks down or stops working, you call the home warranty company.

Your home warranty company will call a service provider it has a business arrangement with.

The service provider will call you to make an appointment.

The service provider will fix the problem. If an appliance or system is malfunctioning and can’t be repaired, depending on your contract coverage, your home warranty company will pay to replace and install the appliance.

You will pay a small trade service fee (usually less than $100).


What’s not covered?

Check your specific policy, but in general:

Outdoor items such as sprinklers


Refrigerators, washers, dryers and garage door openers

Spas and pools, unless specific coverage requested

Permit fees

Haul aways


What can cause denial of a claim?

Improper maintenance

Code violations

Unusual wear and tear

Improper installation


General coverage includes:

Air conditioning



Furnace/heating systems

Water heaters


Garbage disposals

Inside plumbing stoppages

Ceiling fans

Electrical systems

Range and oven

Telephone wiring

Your responsibility is to read thoroughly and understand your warranty before you agree to the terms.

Be sure to clear up anything you don’t understand before you sign anything.

Please call me if you have questions.

Thank you,

Lisa Galano